12/29/11

Resolutions (Part 3): A picture is worth a thousand words

Sometimes I wonder where those "sayings" come from. Thankfully, I live in the age of Google - where knowledge is sitting at our finger tips (literally).

In this case "A picture is worth a thousand words" is attributed in modern times to Fred Bernard who (while trying to promote image ads instead of the words in 1921) stated that "A look is worth a thousand words". According to the Yale book of quotations "A look is worth a thousand words" is first seen in a New York Times Real Estate advertisement in 1914. Either way, A saying that is almost 100 years old must have some truth to it.

But I digress.

How does this relate to New Year's Resolutions? (Good question!) Instead of purely using the motivation technique of "writing down resolutions" (which, per "Part 2" is better than not writing them down at all) It is surely more beneficial to have a visual image of resolutions. Why is this? (1) How many times are we told to visualize our goals? It never fails that famous athletes talk about  visualizing their success - If you don't believe me, check out this article from College Sports Scholarships (2) It is a constant reminder of the goal.

I was talking to my good friend Kelli. This break we are going to make a "Dream Board" where you cut out pictures of your dreams and goals. This can work for resolutions to. Think about it. If I was going to reach into the freezer for some ice cream, and there is a picture of a Victoria Secret fashion model's abs staring back at me... would I really have that craving for chocolate still? (Okay, slightly bad example... chocolate almost always trumps all... but you get the picture - pun intended)

Find your motivation. Find a picture. Make it happen.

12/28/11

Resolutions (Part 2): Learn one from Santa

In honor of Christmas just ending, we should take one from Santa. Maybe he had the right idea all along.

"Making a list, and checking it twice".

If Santa didn't have a list, he would forget which children were the good ones and which presents everyone wanted. Same thing goes with resolutions.

Lets take an verbal contract. In Business Law in college, we learned that verbal contracts hold just as much weight as written contracts (As long as there is a meeting of the minds, mutual consideration, offer and acceptance, performance or deliver, good faith...) Why then do we have written contracts? Besides the proof, there is also something that makes a written contract and signing your name on a dotted more legit. This year? All my resolutions will be written down. (Yours should be too!)

Oh, the implications of writing down a list of resolutions. Suddenly, it seems more meaningful if the goals are written on a piece of paper or better yet, in a list that can be crossed off. Write down your goals. Post the list somewhere that you have to look everyday. How can you ignore that?

Resolutions (Part 1): Realistic Expectations & Breaking Up

Sure, everyone has something they would improve about themselves (and if they don't? Well, they should try to work on being more "humble" then!) Whether it is remember friend's birthdays, lose that last 5 pounds (or 20?), pray more, or keep the house clean... there is always something.

 "New Year's Resolutions" always seems like there is a joke associated with the phrase. You know what I mean, the goal that only lasts until the end of week two. Or until your best friend's birthday and the smell of the cake is consuming your senses. Is it our lack of commitment to our resolutions? or is it just the resolutions themselves. But not this year. This year is going to be different.

While I am not the expert in resolutions (seeing as I have never made it to December and still remembered my resolution from the previous year, or neglected making them all together - not sure which is worse), I am going to spend the next few days really figuring out what makes a resolution a reality. Feel free to ignore the next few blog posts. Or? Take my challenge and join me in my resolutions to reality journey.

Realistic Expectations
"Dream Big" - a concept we have heard since the time we were little. But does dreaming big truly always help us? If the expectations are too big and become too unobtainable, we lose all motivation to reach for them. (I think the perfect goals are just barely out of reach). If I have the goal to reorganize absolutely everything in my apartment on a sunday the job will be come so daunting that I may not even get started. Let's say that I want to reorganize the apartment and then keep it clutter free. Instead of taking that huge task all at once, set realistic expectations. "I am going to clean under the bathroom sink this week. Next week I'll take on the dresser drawers. Or even next month?" Instead of "never having clutter" try to make the goal of cleaning clutter on sundays and wednesdays.

Breaking Up the Goals
Instead of saying "I am going to work out every day - or even twice a day", I KNOW that will not be possible. As soon as I miss those first few days, I will quit altogether and not even try. Setting a goal of 3-4 times a week? okay, that's doable. AND easier to stick to. (plus, I'll end up avoiding the weeks where I don't go to the gym at all). If I set mini-goals, they are easier to obtain and will keep me more motivated.

This year, I will NOT be setting myself up for failure.

12/27/11

Fresh Impressions

First impressions are everything. (I am clearly not the person who came up with that concept or the science to back it up - I wish I was, because then? I would be so rich and famous that I wouldn't have to keep my day job)  But first impressions are not always easy.

Welcome to training at a big four accounting firm. (It is not just public accounting, let's face it, there is probably plenty of this in your training rooms too. And if there isn't? well, are they hiring?) Here is a room with 30 people who are all at the same level and competing for jobs, raises, and titles. (vicious sounding, I know) The new girl walks in. She just transferred, never worked on a job with anyone from the rest of the group, and no one knows her. She is like the new kid in school (that no one really likes). When she has to give her introduction everyone watches her and sizes up the competition. (Okay, this may be a little dramatic, but the point is there). She sits down at the table, reaches into her purse, and pulls out a little tin of mints. She takes one for herself and then asks "does anyone else want one?". In 5 seconds she turns from "potential threat" to best friend of everyone at the table.

Okay, alittle dramatic. But the point is there. Everyone loves gifts. Something free. The offering of the mint makes her instantly a "friend" and there is a small tiny bond and a smile exchanged. If you enter a room of people find a gesture, whether it is a mint or simply plugging in the team's laptops. It's the little things that count.

Just remember, for  $1.50 at your local drug store you can buy your way into making a great first impression.

Pay Yourself First

Pay yourself first. Trick yourself first.

I was talking to a guy friend who is worries that his future wife would drain all his money. (I am sure he put it in slightly nicer words than that, but I figured I should cut to the chase). Her idea of "investing" is investing in a new pair of shoes (can we blame her?) and her idea of "saving" is saving for that new Mercedes she has always had a crush on. Money in the bank is money in your pocket ready to spend at the nearest mall.

The best advice I could come up with? Pay yourself first. (I'll admit it, my mom once gave me that saying... but I am going to give the action plan). I told my friend that he should up his 401(k) and roth IRA contributions that are automatically deducted out of his pay check. I suggested that each month he moved the money that he wants to save into a mutual fund before his future money-loving-wife can even see the balance appear in the checking account. He thought this was brilliant.

The next day I realized that this simple concept is not just for stingy-husbands out to deprive their wives of shoes for the benefit of their future children... this applies to ME! How many times have I decided not to transfer money into savings/mutual fund/investments/etc since "this month is crazy". Guess what? "this" month is ALWAYS crazy. December holidays, January vacations, February weddings, March birthday adventures... and then summer - oh my! The next day I went to work and up my % of automatic deductions from my paycheck into my roth IRA and 401(k). What an easy way to keep myself from spending my savings. Turns out, you can't spend money that you can't touch! (what a concept!)

For extra credit, some companies even match part of your contributions. Definitely check into this with your current company/firm. This is FREE money that you could be wasting. (And if this is the case? Feel free to write me a check with your extra bonus)